Understanding Colorado’s “Senate Bill 38”: Your Rights as a Homeowner

A Denver hailstorm can turn an ordinary afternoon into a rush of roof inspections, insurance calls, estimates, and contractors knocking on the door. Before signing a roofing agreement, Colorado homeowners have specific protections designed to make that process more transparent. Often called Colorado Senate Bill 38 or the Residential Roofing Bill of Rights, SB 12-038

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